What Middle Class Millionaires members know
that you don't.

When it comes to real estate programs, we've all seen and heard it.

• We've all heard numerous ridiculous and unbelievable promises.
• We've all received the insulting mass-mailed "free tickets" to an "exclusive" event to which everyone in your zip code was invited.
• We've all looked over hokus-pokus "magic" get rich quick programs.
• We've all been offered the "Secrets" of the rich and famous finally revealed and only now made available to the public.
• We all get bombarded with email and postcards all full of phrases geared to excite us and pander to our greed. It seems to go on and on.

You're smart enough to realize that those programs cannot possibly live up to all the hype. Still, you are interested. Why? Because you know down deep that real estate is a legitimate and powerful way to build wealth. You have hesitated to act on those offers because you sense that the gaggle of gurus and their limited approach programs just aren't what they're cracked up to be. I have a real problem beginning a relationship with someone who I know is not being honest with me. I'm sure you do too.

Deceit is not a good basis for any type of relationship. I'm sure that when you learned that these big name programs include hard up-sell coaching programs that cost thousands and thousands of dollars, (some in the tens of thousands) you quickly realized that the promoters have one focus, their profits, not yours. When I learned what these promoters really offered and how much they charged, I thought all they deserved was a tall tree and a short rope. I suspect that this does not surprise you because you probably feel the same. Despite these negative experiences, I sincerely hope that today you're ready for a positive and radically different professional approach to the dynamic and highly profitable business of real estate investment.

My name is Roger Beattie and I founded Middle Class Millionaires. I did it because a good friend found out that I had retired when I turned 50. He knew that my business had provided the income needed to support my family, produced an asset base and operation that secured my family's financial future, produced tremendous ongoing income and had completely paid off all my bills including my home, cars, lines of credit, etc. He knew I had a future free from financial worry and he convinced me that despite what I had achieved, I should still be working, productive and hopefully making a difference. It all started with his simple suggestion; "Why don't you teach other people how to do for themselves, what you've done?" And so it began.

Now I want to make sure you understand something. I am just a regular guy. I'm not any brighter than most people. I don't work any harder than most people and I suspect I work far less than many. I don't want you to think I'm some know-it-all billionaire, because I'm not. I have been blessed to have had great teachers and mentors throughout my career. They were kind to me, patient with me and taught me the business. I was able to take what they taught and use it for myself and my family. So now I get to enjoy some of the perks life makes available. I am private pilot because that was a goal of mine as a kid. I travel frequently with my wonderful wife. We enjoy the best of the world's entertainment and incredible food. We spend lots of time with family and friends. I drive a BMW because I think it is the best engineered vehicle ever made (and besides, it is so much fun to drive it is amazing). I have learned that I don't need a billion dollars in assets to have everything I want. A few million is more than enough. I guess when it comes right down to it I'm comfortably upper middle class. No, I'm not Donald Trump, and I neither need nor want to be because I'm perfectly happy being a Middle Class Millionaire. I did it all with real estate and so can you. If I have had any advantage in building my net worth, it is simply that I know some things that other people don't. I know real estate and I know how it really works. Yes, because of real estate my life is good. I'm happy. I am financially secure.

You're interested in real estate or you wouldn't be reading this. But then again, most people are. Go to any gathering and when the discussion turns to money, as they all eventually do, the topic will turn to real estate. And it should. Real estate is the basis for all wealth. It is the foundation of all financial security. It is the stuff dreams are made of. Everybody knows how important it is. Everybody knows that you can meet all of your financial goals with it. Everybody knows other people who have made millions of dollars with it. Yet it seems that almost nobody acts. That's because, despite all the talk, people don't really know what to do to capitalize on real estate. Even many who profess to be "in the business" are found woefully inadequate in their knowledge, experience and expertise. Sure, people know they can become financially secure with real estate but only a few really know how. It reminds me of the Chinese Proverb: "To know and not to do, is to not know." At Middle Class Millionaires we know how to make money with real estate, and we are teaching and helping other people, just like you, to do it too.

That's horrible. After a lifetime of work, a lifetime of struggle, a lifetime of effort, only 5% of all people will be financially secure. Since I'm sure you plan to live to 65, your minimum goal should be to be in that secure 5%. Trust me on this; that 5% of people live really well. You have every opportunity to achieve that level of happiness and security in your life. There are a huge number of people who now enjoy this elevated lifestyle who started out with less than you have now and they have achieved it through their hard work and good decisions. Chances are I'm one of them. I started out with nothing but desire and I made it. So can you.

Just because you can achieve the financial freedom most people only dream about does not mean that you will. My life experience teaches me three interesting facts. They are:

• Many people lay awake nights worrying about financial problems, but do not spend one waking minute learning how and trying to solve them.
• Most people are afraid of what they don't understand, refuse to learn enough to remove the unnecessary fear and are therefore unable to act on opportunities that would have provided the greatest bounties of life.
• Most people waste hundreds of dollars a month, thousands a year, but will not invest a penny in the education necessary to guarantee their future security

I believe that there is nothing you can do for these people and unfortunately their life reflects the very attitudes that have kept them paralyzed in indecision and doomed to an existence that does not provide the freedom, security and joy they could have had. What a shame. This is a wonderful life. It should be lived to the fullest and enjoyed to the utmost. Like it or not, your financial security goes a long way toward determining the quality of your life, experience and existence. I'm hoping that you are not one of those that handcuff themselves with indecision. If you are, then this message will be a waste of your time because later I am going to ask you to make a positive decision to join MCM. If however, you are one who acts on constructive and progressive opportunities, this message can be a stepping stone to complete financial security.

As we begin this review I almost hesitate to tell you all we offer because some people will wrongly assume the MCM program cost is in the many thousands of dollars. That's because they've probably seen the $15,000 3-day boot camps, the $5,000 per year coaching programs, and the $20,000 sign up fee for the supposed secret educational program. If nothing else, please remember this, MCM is different. We offer a unique and powerful program. Just because we offer more than other programs, doesn't mean we will charge more. Our fees are literally a small percentage of what many other programs charge. So don't get caught up in the worry web. We'll review our fees later. For now let's concentrate on the MCM program elements and how they function to help you achieve your goals.

As we review the program, I'll throw in some quotes from current members. You would expect me to say good things about the program, but it is hard to ignore the words of real people, just like you, who use and benefit from the program.

Education

The favored class has always been and always will be the educated. Like it or not, when it comes to real estate the best investment you will ever make is in the education necessary to make sure your real estate investments are profitable. Professional education gives you a huge advantage over those who don't have it. It's kind of like the adage "In the land of the blind, a one-eyed man is king." With the proper education you will have a leg up as you build your wealth and security because you will understand things about real estate that others don't. You will be able to do things that they cannot. The single overriding reason for this is that you will be able to use not only the methods, but also the timeless principles we teach that are necessary for success. When others will be left without the required skill set, you will have a tool box jam packed with the tools necessary to make great things happen.

"As to methods there may be a million and then some, but principles are few. The man who grasps principles can successfully select his own methods."

- Ralph Waldo Emerson

A Foundation for Success

Like any great building, your real estate investment career needs a solid foundation. This foundation includes an understanding of the real estate business as a whole, what makes this asset valuable and what types of investments and opportunities are really available. These concepts are the first things you learn from MCM and we return to and reinforce this information again and again to make sure your foundation remains solid.

When we talk about education, we don't mean the kind you get at the high-profile and heavy-hype guru niche market programs. I am convinced that you cannot learn what you need from a program that is narrow in focus and impact. That means that you need more than the get-rich-quick and easy no money down, tax lien, foreclosure or creative finance programs gives you. Yes you need to learn that information, but you need to learn a whole lot more as well.

For success you need a well rounded education founded in solid real estate principals. You need to understand the asset and grasp the fundamentals of acquisition. You must learn to analyze properties for productivity and be intelligent in the negotiation process. You need to know how to increase the value of your real estate and maximize your returns. I think that you're starting to see that this program is not for people just wanting to "try" real estate on a whim. The MCM program is for people serious about the business, who expect to work hard and make a huge amount of money doing so. Yes it's a lot to learn to be able to capitalize on real estate, but you'll be happy to find that there is an easy and enjoyable way to learn it.

I can honestly say that I have never lost a penny on any of my real estate investments. Not many people can say that. So what made me better able to buy, operate and benefit from profitable real estate? My education! Some of that education came from experience. However the majority of it came from professional education offered in real estate and other disciplines. For example, I have completed all the classes required and successfully qualified for all Securities Licenses, up to and including the Securities Broker Dealer License Series 24. I am also a Certified Financial Planner. In addition, I have taken numerous courses and invested hundreds of hours many thousands of dollars in a large variety of educational offerings. This extensive education has given me a unique perspective on real estate and contributed greatly to my success.

• When I look at real estate I consider how it fits in my entire financial life. How it affects my tax liability, cash flow and net worth. I review how I can best maximize my available capital to build ongoing and increasing wealth. All this structure and coordination comes from my CFP training.
• My securities training helps me to understand forms of ownership, proper legal structure, registration requirements and exemptions, raising money, etc.
• My real estate training helps me grasp all necessary requirements for acquisition and disposition. It helps me understand how the bundle of rights within a transaction can be split up and manipulated for my benefit. It helps me keep abreast of Reg. Z lending and documentation requirements.
• My training in negotiation and interpersonal communications helps me include the necessary human elements in my purchase and sales scenarios so that transactions can be structured for win-win relationships.

All this education has added immeasurably to my success.

It can all add to your success as well.

We started MCM with the goal to produce the best and most comprehensive education in the industry. Over three years have been spent distilling the critical information I have learned during my over thirty years in the business. At this point I believe we have developed the finest and most comprehensive educational offering in real estate. It is called "The Professional Wealth Through Real Estate Program. This self-paced program is not only the industry's premier learning tool, it is also a wonderful source for future reference and review.

This expansive program includes 6 separate and distinct comprehensive training programs. These six programs come complete with:

• Six as professional guidebooks that allow you to make notes during training, complete reviews to reinforce concepts and even do projects to build your knowledge and understanding.
• CDs for listening while you drive, hike, bicycle or do any activity you desire. When used in conjunction with the guidebooks you have the combined value of seeing and hearing these concepts simultaneously which deepen your knowledge and strengthen your retention.
• Online web-mentoring to assist you step by step with each program as you build your professional skill set.
• Online forums that allow you to seek clarification and assistance on any issues from our home office staff and for answers to your questions and concept reinforcement as necessary.
• Ongoing webinars that offer further support for training issues related to the courses and ongoing online educational offering, and
• Weekly email tips and tactics dealing with successful real estate activity, operation and management.

So exactly what will you learn?

Just look at all this content.

Course One: Real Estate Principles in Practice. (Guidebook and 4 CDs)

Heres the Table of Contents to give you an idea of how extensive this introductory course is

1. Why Real Estate?
2. Money in the Bank?
3. There's More to the Story.
4. Now Let's Consider Real Estate.
5. A sample Real Estate Deal; Cash Flow
6. Benefit 2, Tax Shelter
7. Benefits 3 and 4.
8. If we sell, how did we do?
9. How much is enough?
10. Understanding Real Estate.
11. Real Estate is a bundle of rights.
12. Ownership
13. Who or what can own real estate.
14. Valuation
15. Valuation, Cont.
16. Valuation, Cont.
17. Valuation, Cont.
18. Valuation, Cont.
19. How can I profit from Real Estate?
20. Ways to buy.
21. All cash
22. Cash down & traditional mortgage.
23. Borrow the down & traditional mortgage
24. Buyer assumes existing debt & seller holds
25. 100% institutional financing
26. Seller finances 100%
27. Wrap existing & DP/Note
28. Ways to control
29. Control by Lease
30. Control by Master Lease
31. Control by Option
32. Control by Operating Agreement
33. Ways to increase value
34. Mow the lawn
35. Paint it
36. Curb Appeal
37. Improve the tenancy
38. Reduce/control expenses
39. Improving rentability
40. Improving the physical property
41. Take the escalator
42. Subdivide and conquer
43. Notes on multiple tenancies
44. Guide to the Gurus
45. No Money Down
46. No Money Down, Cont.
47. Pre-Foreclosure
48. Pre-Foreclosure, Cont.
49. Pre-Foreclosure, Cont.
50. Foreclosure
51. Foreclosure, Cont.
52. Profit Ideas, Concepts and Advice
53. Looking for deals
54. Is real estate right for you?
55. Where do I go from here?

And that's just the first of our professional education offerings!

This one course is more extensive than many other programs being promoted for thousands of dollars. Think what this one course will do for you in making good decisions and buying quality properties. It is a great starting point and the foundation of the continuing educational offerings of MCM and there is a lot more to come.

Course Two: Real Estate Investment Analysis (Guidebook and 2 CDs)

What would you do if you knew you could not fail? And what real estate would you buy if you knew it would not fail?

While no one can absolutely guarantee your success, this course and its associated tools and software gets you as close as humanly possible. This opens up a whole new world of reduced risk opportunities. To know before you buy that an investment should be a success, would be great wouldn't it? Let me tell you, it is possible, and it is great.

Never Make A Bad Investment.

Bad investments are the biggest cause of failure in the world of real estate. You can avoid bad investments by learning one critical skill: analysis. Once you learn to analyze properties, you'll steer clear of all the rhinestones and only invest in diamonds. This second course in our educational system is all about analysis. In fact, we provide not just the education, but also additional tools that make your life easier by doing all the hard math for you.

We could subtitle this course "How to never buy a losing property." This course will teach you the mathematical process for professionally analyzing a real estate investment. But don't worry that this will be an exercise in quantum mathematics. It is not. Everything you need to do can be done with a simple four-function calculator. Add, subtract, multiply and divide, that's all.

The result of this education will be shown in your improved ability to make intelligent informed decisions when you purchase or sell property. You will learn to never buy on emotion. Instead, you'll learn to let the numbers do their job. They will tell you what is a good deal and what is not. This is critical because so many people just jump into buying real estate before they learn how to assess its value and potential. Just because it's for sale for a million dollars does not mean it is worth a million dollars!!! Never jump in over your head until you've learned how to swim. This fun and enlightening course will give you an edge in identifying and purchasing profitable properties. With this education under your belt, you should know, as much as it is possible, before you buy which deals will be a success. That is powerful!

Now is the perfect time to tell you about yet another of the proprietary benefits you will enjoy and benefit from as a MCM member. We make available 12 proprietary real estate analysis software programs exclusively for use by our members. Many of these programs are reviewed and taught in course two. They are all available online 24-7. We maintain them only online to make sure that these important programs never have conflicts with different computer operating systems, memory requirements, software incompatibility, etc. These simple-to-use calculators and analysis programs are tremendously powerful and remove hours and hours of mathematical drudgery. If purchased separately these programs alone would cost far more than the investment required for the entire MCM membership. However, they all come as part of our package and not at an additional cost. One program sold to the general public that is competitive with our exclusive "Full Function Analysis" sells for over $3,000.00. You'll learn about the complete suite of analysis software, how it is used and how it will make you money in this business. We instruct you how to use these programs in course two and during ongoing member webinars throughout your membership.

Course Three: Real Estate Acquisition, Disposition & Syndication (Guidebook and 2 CDs).

Do It Right.

Many people are stopped cold from getting into real estate because they don't understand the paperwork. There's a fair amount to know: what goes in an offering packet, who initiates a contract, what you need to sign, and more. The third MCM real estate investment course teaches you what's necessary to make a purchase or a sale. You will also learn how to raise money or get partners so you can do more and bigger deals. Remember, these are deals that you would not have been able to do without this training.

This course teaches you the process and procedure for buying and selling real estate. It also teaches about pitfalls to avoid, proper documentation, title company activities and other issues important so you can handle you own transactions professionally or be better able to monitor the activities of chosen professionals. In addition, you will learn about the process of syndication (how to raise money to buy real estate), necessary documents, structure, filings, exemptions from filings, etc. You'll have not only the knowledge but also sample documents as a reference if you decide to use this opportunity to build your portfolio with other people's money.

Course Four: Real Estate Forms of Ownership. (Guidebook and 2 CDs)

Organize And Protect Yourself.

Do you need your own LLC? Perhaps an S-Corporation? Or is it enough for you to file a DBA and be done with it? In our fourth course, you'll learn what all of these are, when they are useful, and what real protection they offer. Good business planning can be the steel frame that keeps your investments from crumbling. Ever wonder what the difference is between a C Corporation and an S Corp? How about a family limited partnership or an LLC. Are you curious about using Trusts to hold real estate? You'll learn the answers to these questions and many more in this enlightening course. It is wise to learn what your ownership entity options are, why one may be better than another and how to make sure you are that taking the correct legal steps. Other courses that teach these subjects sell for hundreds of dollars for evening or weekend courses and thousands of dollars for bootcamps. Because these concepts are so important to your success, we include this critical education in our package.

Course Five: Real Estate Operations and Property Management. (Guidebook & 2 CDs)

Ensure Smooth Sailing.

The real secret to making your long term investments work right is to set up a system for management. You need a system for collecting rent, a system for getting new tenants and a system for handling repairs. Each system you set up means better efficiency and stronger control over the success of your investment. The fifth course teaches you how to manage your properties for maximum revenue. We don't just want you to buy our system, we actually want you to succeed in the business long term and this course is proof.

This course explains the truth about this important part of the business and removes the clutter of misinformation. You'll learn how to maximize rents, increase cash flows, keep accurate records, track residents, how to handle evictions and more. You'll have a system for tracking maintenance functions, improvement projects and rent collections. Don't believe it when some naysayer claims that you will get calls at 2:00 AM when a tenant's toilet is running. We teach how to avoid the nuisance calls as well as important techniques, processes and procedures that will make this part of the business simple, systematic, enjoyable and profitable.

Course Six: Real Estate Portfolio Management (Guidebook & 2 CDs)

Reach Your Financial Goals.

As you begin to build your portfolio, how will you know exactly how much real estate you really need to meet your goals? How will you know which properties to keep and which to sell? These questions and many others need to be asked and answered. As you find the answers you'll put together your vision and be able to design the perfect portfolio. As you continue to realize your vision, you too will be able to have the financial freedom you want.

The sixth and final course in this series will help you establish a clear vision of what you really need and want from your real estate investment activities. You'll know which properties to sell and which properties to hold, which to refinance and which to pay off. This course will help guide your investment choices so that you can build your portfolio as swiftly as possible to intelligently meet your specific goals.

This is a course we've never seen taught anywhere else. Real estate owners wonder how to take a block of different properties and refine them, their operation and ownership to meet their goals? This course addresses these critical issues. When you're in this business the day will come when you'll need to make sure you have the right real estate for the right reasons. This course will teach you how to rate properties, refine the portfolio and end up with exactly what you want to meet your exact goals. Wow!

I think when you consider the tremendous length and breadth of this education you'll see why the MCM program is unlike any other. We don't just teach a narrow market concept like "no-money down", "foreclosures", "tax liens" etc. We teach all of those items plus many many more. We teach them as a part of the overall business, where they belong, and not as the one magic pill that will make you rich. Real estate is like a smorgasbord, would you eat only from the salad section? That's what the narrow niche promoters want you to do. At MCM we want you to pick from where ever the food (opportunity) looks best. I'm personally a fan of the meats, poultry, breads, soups and desserts; I even have a salad now and then. My advice to you is: Don't limit your potential or opportunity with narrow niche programs. The whole market awaits, the whole business is taught and the whole opportunity becomes available with the Middle Class Millionaires Professional Wealth Through Real Estate program. By now you know that our education is more comprehensive and functional than any other offered. But this amazing education is not all our members enjoy.

Additional important success tools.

To be successful in this business, but you should leverage your knowledge to achieve a dramatically increased capability. To do that, you will need a specific additional element that is even harder to come by than good education. That element is experience.

To some people this is problematic. Sure, "experience" would be incredibly helpful in building wealth and developing a real estate business and portfolio. Everybody knows the old saying "Good judgment comes from experience and experience comes from bad judgment." But most people don't want to go through the long, painful and expensive learning curve to get the experience they need. It is logical to think that it takes a lot of time in the school of hard knocks to get the experience you need to improve your chances of success. Not so.

With Middle Class Millionaires you have ready access to many decades of critical experience dealing with hundreds of millions of dollars in real estate transactions. And all of that experience can directly benefit you. Could you use that kind of experience in your career? You bet your financial life!

I rock climb. What does that have to do with real estate? Let me explain. At times I find myself on the face of a sheer rock wall where I know that if I take a wrong step, lose my balance or slip off a hand grip I could come off the rock. When you are talking about a 50, 60 or 100 foot drop to the ground you understand that the danger is real and could result in your death. So why would a fifty-something guy risk climbing rock walls? Why? Because of the rewards I receive; including the beauty, the exhilaration, the challenge and the ultimate sense of accomplishment.

When I climb I have no choice but to give 100% attention to what I'm doing. The cares of the world, worries and distractions are replaced with an amazing intensity and personal focus unlike any I have ever experienced anywhere else. Even so, realizing the risks involved, how can I justify the activity? Because when I climb, I climb responsibly. I have a form of insurance that removes the major portion of the risk. Frequently this insurance comes in the form of my son Bart. He's my belayer. You see, when I'm on the wall, Bart is on the ground watching my every move. He is anchored to a tree or huge boulder, and I am anchored to him through a series of carabiners. Bart keeps the climbing rope tight enough that if I fall I only fall a short distance but loose enough that I can climb without help or hindrance. If I should come off the wall, I may get a few scrapes, bumps and bruises; but I'm not going to fall to my death. When I climb, I know Bart's got my back. As you climb through new, difficult or dangerous transactions, MCM has your back, in five powerful ways.

1. We've got your back through Ongoing MCM training through our exclusive member's only periodic webinars.
2. We've got your back through our MCM Blog that deals with current industry information and intelligence.
3. We've got your back with our MCM Weekly Email Tips for real estate success.
4. We've really got your back through our Online MCM Forums where you can ask any question and get an answer, describe any scenario and get feedback, or review any deal and get suggestions or support.
5. And if necessary; and this is really big, we pull you out of the forums and go directly to Personal Email or Live Voice One-on-One Consultation with proven professionals. This communication can be essential for transaction specific issues needing confidentiality or private discussion.
6. MCM Millionaire Mentoring is an additional service is made available to members desiring an elevated level of the one-on-one mentoring with an approved mentor who has a minimum in $1,000,000.00 in real estate net worth. This is not a coaching package from an hourly employee, but access to a successful proven professional who has been there and done that; and can help you do it too. Millionaire Mentoring is at an additional fee.

Consulting and coaching just doesn't get any better than this.

Continue With Confidence.

Once you've gone through the six educational courses, you'll have an outstanding knowledge of the business of real estate investment, but you won't know everything, and you'll have more questions as time goes on. Don't worry; we're not going to leave you high and dry. For as long as you remain a member of MCM, you'll have access to our member's only webinars, online tools, support forums, special reports, and software.

So how does it all work? It's easy.

1. The member support webinars are scheduled frequently, usually monthly. You will receive an invitation via email with the time of the session. You simply follow the instruction on the email and join in at the appropriate time. What if you can't attend? We've taken care of that as well. Many of these webinars are recorded for future use and review by our members at a more convenient time to reinforce the important content provided.
2. The blog is updated frequently, sometimes weekly and sometimes daily, with review and discussion on important issues dealing with our business. It is available 24-7 for your use.
3. Weekly email tips give you a quick review of critical items and issues. Frequently these short tips are expanded in full in our blog entries. Over time if you do nothing more than read these tips, your real estate knowledge and understanding of the opportunities available will be greatly increased.
4. Our member forum is are an amazingly powerful tool for education and support. Through its use you can address any issue you like and have our staff respond. Whether these are general questions or specific to a narrow need, we will respond with the best guidance our knowledge and experience can muster. Because these communications are open to all members to review, you benefit from learning from the ongoing business activities of all participants, and they get to learn from you. No one of us is as smart as all of us, so the forums allow the members to respond with their experience, knowledge and expertise as well as our home office staff. This way we all get to learn from each other. This is a powerful mechanism to build a foundation of professional ability that is second to none.
5. When appropriate for the member, we move from general discussions on the blog or forum to personal private communications. Typically these are transaction specific and as such need a higher level of confidentiality. Usually this is done via email, but when necessary we will pick up the phone and spend some time together addressing your specific needs and questions. When many companies charge thousands of dollars for this service, we include it at no additional cost.
6. Millionaire Mentoring is an upgraded service specific to members who desire to enhance their membership with a specific series of personal coaching or mentoring contacts. This is done only by individuals with a million dollar net worth (or more) who are chosen by the members from our staff and is a scheduled activity outside of the other support listed above. Millionaire Mentoring is at an additional fee, based on the number of sessions desired by the member and should only be considered after use of all other support services provided which will be sufficient in all but a very few cases. This is a member-requested service and we will not hard sell you to become involved. If you decide that you want or need this level of professional involvement, it is available.

ALL THESE THINGS LEAD TO YOUR SUCCESS!

Still more.

And that's not all yet. We also make available downloads from the website including sample forms, documents and even our Success Classics Series of ebooks formatted and made available at no charge to our members including the powerful titles:

• Think and Grow Rich
• The Magic Story
• The Way to Wealth
• As a Man Thinketh, and
• Acres of Diamonds

Growing and improving together.

It is important to note that as a member you are entitled not only to what we now offer, but to whatever we offer in the future as well, WITHOUT AN INCREASE IN FEES! That's right, we freeze your fees when you become a member. All future software upgrades, enhanced services, additional support features etc. will be added to your membership with no increased obligation on your part. Our services are here to assist you to be successful and meet your financial goals. As we grow, so will the services you receive.

Everything I have achieved financially in my life I owe first to education and second to the guts to get involved professionally in real estate. Everything I have done, you can do to. And you should be able to do it quicker and easier that I did because of the Middle Class Millionaires program. I have to laugh when some people tell me that I have just lucky, because it is just not true. Luck is nothing more than another word for good old fashioned hard work. According to Earl Nightingale, luck is where preparation meets opportunity. He further said that "A great occasion is worth to a man only what preparation enables him to make of it." JB Mathews said it this way; "Unless a man has trained himself for his chance, the chance will only make him ridiculous."

Those are great words of wisdom from great men. I'm sure you agree that they are absolutely true. If you are not prepared, you cannot expect to succeed. So if you really want to succeed, get prepared! I am amazed at the number of people who think that they can just "get into real estate" and make a fortune. The mountains of bankruptcies, lives ruined and futures destroyed are littered with their short sighted bones. Real estate is a business. The fact that some people think they can be part of the greatest industry and opportunity of all time with little or no education, experience or preparation is laughable. However the opposite is also true. The ranks of the wealthy and financially secure are filled with those willing to do their homework, pay the price and work the program. The ultimate question right now is:

"Are you ready, right now, to become fully prepared to build your personal wealth and achieve total financial security with real estate?"

If your answer is "YES", read on.

So, what does this professional program, packed with all the education, tools, processes and procedures needed for success, cost? Less than you think.

Here's the sales pitch, ready?

Remember that we promised earlier that your investment in the MCM program would only be a fraction of the $20,000 signup for some educational groups, the $10,000 weekend boot camps or the $5,000 annual coaching programs. MCM is an entirely different business model than other lesser programs. Even though what you will benefit from and use to build your successful financial future took over thirty years to develop and has been used to acquire and operate Hundreds of Millions of dollars worth of investment property, your investment is remarkably small.

Right now, your membership investment is only:

1. $595.00 initial set up and materials fee (less than one month's car payment, ½ a monthly rent or house payment or a month or two's soda and snacks for one.) and
2. A monthly fee of only $24.50 for ongoing mentoring, coaching, web maintenance, software upgrades, program development, webinars, weekly tips. Etc. etc. etc. That's less than one candy bar or soft drink a day for access to the tools and programs that can ultimately, literally, mean millions of dollars to you and your family. That's a return on investment you simply can't pass up.

We know those fees are tiny when compared to other programs that only provide a small part of what we offer. Even though membership in MCM costs are less than 5 to 10% of other programs, we can still provide all these benefits to you thanks to effective use of cutting edge technology and strong management practices and protocols. Welcome to MCM; a better way to achieve your real estate and financial goals!

And to make this offer even better.

WE WILL GUARANTEE IT… TWICE!

To show you our confidence, we offer two 100% guarantees.

That's right you have two 100% guarantees.

100% guarantee number 1.

If within the first 90 days of membership you feel for any reason that the program is not as represented, return your materials with written notice of cancellation and we will refund 100% of your membership fees. It is that simple. If you feel the program is not as represented, you get your money back. You have no financial risk. But that's not all.

100% guarantee number 2.

If you cancel your membership as noted above, we will not only return 100% of your membership fees, but in addition we will pay you an amount equaling a 100% annual return on your investment. Go ahead read it again. We are not kidding. If you cancel your membership you will get your money back and earn a 100% annual return on your money for the time you had it invested in our program. We've never seen this type of guarantee anywhere and we're sure neither have you. That's because we know how good this business model is, and that's how confident we are that you will be satisfied.

Nobody else makes this kind of guarantee because no other program comes close to ours. That is just how dominant this program is. Now you really know how different this program is!

Despite the industry's best offer and guarantee, some will still say "no" to this opportunity.

We know that only a small percentage of people who review this material will join MCM despite the fact that they know it could help them achieve their goals. That's the kind of mentality that results in only the paltry 5 out of 100 people ever achieving financial security.

Some will say "yes", but then not be true to themselves.

Some people will say "Wow, this is the greatest offer I've ever seen. I'll join later." Well, I hope I don't offend you but if that is what you are saying right now, I feel sorry for you. I know from sad experience that "later" is just another name for never. I also know that every day you go without these tools for success puts you further and further behind and greatly reduces the probability of your personal long term success.

If I buy, will it be worth it?

It baffles me when people get excited and buy a property, risking hundreds of thousands of dollars without the knowledge they need to make effective decisions. Many people ignore the opportunity to get the education they need for a few hundred dollars and instead lose thousands of times that amount because of bad decisions or in equities that could have been built if they only had the necessary skills. Will your investment be worth it? YES!

A select few will say "YES", and act. Congratulations to them!

A few positive and progressive entrepreneurs will start today on a wonderful journey of discovery, education, progress and financial security. These are those who will be able to follow a proven path to the fabulous future they've promised themselves and can now more reasonably achieve. Good for them. If you are among them, I congratulate you on your foresight and admire your commitment. I'm excited to get to know you and welcome you into our family of successful real estate investors.

If you've one of the few who are smart enough to recognize the opportunity and have the guts to commit to a better life and the will act right now, I want to offer you two powerful bonuses. But you have to act now.

Technologically we are able to identify when someone has visited our sign-up page. If you join on your first visit you will receive a $100 discount on the already low fee of only $595.00.

Your First Bonus: A $100.00 discount.

That's right a one-time-only right-now discount of One Hundred dollars, thus reducing your initial fee by almost 17%. That's a huge discount. If you don't buy right now and you come back to this page, you will no longer have that opportunity.

Your Second Bonus:

A free 7^th professional education course, titled "Win-Win Negotiations" valued at $249.00.

If you join right now, we'll throw in a seventh course absolutely free! In every transaction and investment you make, you'll need to deal with people. As you go into these negotiations, you need to be armed with the tools, tactics and strategies to make the deal as good as possible for everybody concerned. Knowing the strategies and tactics that really work puts you in a powerful position to make deals that really make sense.

This seventh course with complete guidebook and CDs, is useful not only for real estate, but for any circumstance where you might be called on to negotiate or communicate with other people. And that is every day.

So let's review. The entire MCM Professional Wealth Through Real Estate educations program, 12 proprietary analysis programs, web support, member forums, Success Classics Series, ongoing webinars, downloads and more, all available at a

Wow! You are now standing at the threshold of a great opportunity. We encourage you to step through now and into a future of professional real estate profitability and wealth development.

• You can do it.
• You can achieve financial security.
• You can build wealth with professional real estate investment.
• We can help.
• You risk nothing with our two 90-day 100% money back guarantees.

Others have done it and so can you. Start today! Accept our no-risk offer and join Middle Class Millionaires now. Pick you financing option and sign up now for Middle Class Millionaires.

Don't miss out on these Bonuses, Join now and your educational materials will be on their way immediately! You can expect to begin receiving communications from our office within 2 business days. This is exciting. Let's get started now!